EUTAW FOREST HOMEOWNER’S ASSOCIATION
      Guidelines for Interpretation of Covenants

            The Board of Directors, at its meeting on August 4, 1987, adopted 
      the following guidelines to assist homeowners, the Board and the 
      Architectural Review Committee (ARC) in interpreting the Covenants that 
      affect all property in Eutaw Forest.  Please refer to each numbered 
      article in the Amended Declaration of Protective Covenants dated January 
      15, 1980 (herein) as you read and study the corresponding numbered 
      articles below.
             The Board will attempt to remind homeowners with articles in the 
      newsletter from time to time of the requirement to submit for approval all 
      changes of a permanent nature to the exterior of property, as more 
      specifically defined in the Covenants and below.  The ARC and the Board do 
      not wish to create any unpleasant situations or to “police” the keeping of 
      anyone’s property.  Our only goal is to help maintain the aesthetic 
      appearance of our neighborhood, and therefore, the value of our 
      properties.  We wish to be reasonable in our interpretation and 
      enforcement, but at the same time, we must be consistent.   
             Article 1.  Land Use and Building Type.
             (a)  The language is clear and the Board feels no further 
      interpretation is needed.
             (b)    If a homeowner is considering conducting any kind of home 
      business within the subdivision, the homeowner should contact a Board 
      member for procedure and advice on submission of information for approval.

             Article 2.  Architectural Control.  The language of this article is 
      clear, but homeowners are reminded that a request to ARC is to be made 
      prior to any permanent exterior change to a lot or a structure thereon.  
      (See Procedures herein.)

             Article 3.  Building Location.  The language is clear and the Board 
      feels no further interpretation is needed.

             Article 4.  Fences.  No chain link fences will be approved for 
      erection on any lot.  No fences erected for the purpose of enclosing or 
      substantially enclosing the front of a home will be approved.  Decorative 
      types of fencing such as might be used in conjunction with landscaping 
      schemes, will be approved for fronts of homes, provided they are accepted 
      in all other respects.
             Again, homeowners are reminded that a request for any fence 
      (including decorative fencing if permanent in construction and 
      installation) must be submitted for approval prior to commencement of 
      construction.  (See Procedures herein.)

             Article 5.  Mailboxes.  No further interpretation of the language 
      is needed, but the board does recommend that mailboxes be maintained in a 
      neat and orderly manner.

             Article 6.  Easement.  Homeowners whose property abuts or is 
      adjacent to any open spaces are reminded to maintain the abutting property 
      in a manner so that the general appearance will not be detrimental to the 
      overall appearance of the subdivision.

             Article 7.  Nuisances.  “Noxious or offensive activities” could be 
      defined to include, but not be limited to, parties on a continual basis; 
      offensive, loud noises; loud music, loud sports activities; loud or noisy 
      machines or vehicles; loitering; dogs barking on a continual basis; 
      unkempt dog houses or pens, etc.  A further interpretation and suggestion 
      is to conduct your affairs with utmost courtesy towards your neighbors.
             “Property in good repair and a state of neat appearance” includes, 
      but is not necessarily limited to, keeping the lawns mowed within reason, 
      shrubbery in proper trim, and years clear of debris; exterior painting of 
      structures, other repairs and upkeep should be tended to as soon as 
      needed.  During extended vacations, arrange for yards to be mowed, trash 
      cans retrieved, etc.
             Refuse containers should be placed out front only on pick-up days, 
      and empty containers removed from the street areas as soon as possible 
      after pick-up is made.
             All vehicle mentioned in Article 7 are to be garaged and not 
      visible from the front of the property.  “Trucks” are those larger than a 
      one-ton pick-up truck.

             No privies or outside toilets shall be constructed or maintained on 
      any lot.  Temporary outside toilets are accepted for use during parties, 
      but must be removed within four days.  
             No commercial signs advertising any businesses are permitted.  
      Signs of a temporary nature such as “For Sale” signs are permitted.  
      Directional signs and “Open” signs erected at the entrance to the 
      subdivision should be properly maintained and removed immediately after 
      their usefulness ceases to keep the entrance to the subdivision 
      presentable.  Homeowners are asked to assist their real estate agents by 
      notifying the agent if a sign is not in compliance with the above.

             Article 8.  Livestock and Poultry.  The language is clear, and the 
      Board feels no further interpretation is needed.

             Article 9.  Temporary Structures.  The language is clear, and very 
      little interpretation is needed.  Homeowners again are reminded that plans 
      and specifications for the one shed permitted must be submitted for 
      approval by the ARC.  The outbuilding should be in a manner and style in 
      keeping with the general.  It should also conform to or complement the 
      color and materials of the existing home.  (See Procedures herein.)

             Articles 10, 11, 12.  No interpretation is needed.

      DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS

               THIS DECLARATION, made on the date hereinafter set forth by BERRY 
      ROAD JOINT VENTURE, a Maryland Partnership, hereinafter referred to as 
      “Declarant.” 
      WITNESSETH:
                    WHEREAS, Declarant is the owner of certain property in 
      Charles County, State of Maryland, which is more particularly described in 
      Exhibit A, attached hereto and made a part hereof.
                    NOW, THEREFORE, Declarant hereby declares that all of the 
      properties described above shall be held, sold and conveyed subject to the 
      following easements, restrictions, covenants, and conditions, which are 
      for the purpose of protecting the value and desirability of, and which 
      shall run with, the real property and be binding on all parties having any 
      right, title or interest in the described property or any part thereof, 
      their heirs, successors and assigns, and shall inure to the benefit of 
      each owner thereof.

      ARTICLE I
      DEFINITIONS
                    Section 1.  “Association” shall mean and refer to EUTAW 
      FOREST HOMEOWNERS ASSOCIATION, INC., its successors and assigns.
                    Section 2.  “Owner” shall mean and refer to the record 
      owner, whether one or more persons or entities, of a fee simple title to 
      any Lot which is part of the Properties, including contract sellers, but 
      excluding those having such interest merely as security for the 
      performance of an obligation.
                    Section 3.  “Properties” shall mean and refer to that 
      certain real property hereinabove described, and such additions thereto as 
      may hereafter be brought within the jurisdiction of the Association.
                    Section 4.  “Common Area” shall mean all real property 
      (including the improvements thereto) owned by the Association for the 
      common use and enjoyment of the owners as deeded to the Association by the 
      Declarant or its successors.  The Common Area to be owned by the 
      Association at the time of the conveyance of the first Lot shall be all 
      property as described in Exhibit A with the exception of Lots, streets, 
      roads and all areas dedicated to public use.
                    Section 5.  “Member” shall mean and refer to all those 
      Owners who are members of the Association.
                    Section 6.  “Mortgagee” shall mean and refer to the holder 
      of any permanent first mortgage or deed of trust on any Lot.
                    Section 7.  “Lot” shall mean and refer to any plot of land 
      shown upon any recorded subdivision plat of the Properties with the 
      exception of the Common Area.
                    Section 8.      “Declarant” shall mean and refer to BERRY 
      ROAD JOINT VENTURE, its successors and assigns.
                    Section 9.  “Improvements” shall mean any permanent 
      structure or amenity to be constructed by the Declarant on the Common 
Area.

      ARTICLE II
      PROPERTY RIGHTS

                    Section 1.  Owner’s Easements of Enjoyment.  Every owner 
      shall have a right and easement of enjoyment in and to the Common Area 
      which shall be appurtenant to and shall pass with the 
      title to every Lot, subject to the following provisions:
                            (a) the right of the Association to charge 
      reasonable admission and other fees for the use of any recreational 
      facility situated upon the Common Area;
                            (b)  the right of the Association to suspend the 
      voting rights and right to use of the recreational facilities by an owner 
      for any period during which assessment against his Lot remains unpaid; and 
      for a period not to exceed sixty (60) days from any infraction of its 
      published rules and regulations after a hearing by the Board of Directors 
      of the Association;
                            (c)    the right of the Association to dedicate or 
      transfer all or any part of the Common Area to any public agency, 
      authority, or utility for such purposes and subject to such conditions as 
      may be agreed to by the members.  No such dedication or transfer shall be 
      effective unless an instrument agreeing to such dedication or transfer 
      signed by 2/3rds of each class of members has been recorded; No such 
      instrument shall be required, however, to dedicate or transfer to Charles 
      County and/or the Department of Public Works of the water, serer, and 
      flood control systems;
                            (d)    the right of the Declarant, to reserve from 
      the conveyance of the Common Area the right to grant easements and 
      rights-of-way through, under, and over and across the Common Area so 
      conveyed, for the installation, maintenance and inspection of lines and 
      appurtenances for public or private water, sewer drainage, fuel oil and 
      all other utilities or for any other reason necessary to develop the 
      subdivision; and the right of the Association to grant easements and 
      rights-of-way through, under and over and across the Common Area, for 
      installation, maintenance and inspection of lines and appurtenances for 
      public or private water, sewer, drainage and other utilities;
                            (e)  the right of the Association to establish 
      uniform rules and regulations pertaining to the use of the Common Area and 
      the recreational facilities located thereon.
                    Section 2.  Delegation of Use.  Any owner may delegate, in 
      accordance with the By-Laws, his right of enjoyment to the Common Area and 
      facilities to the members of his family, his tenants, or contract 
      purchasers who reside on the property.

      ARTICLE III
      MEMBERSHIP AND VOTING RIGHTS

                    Section 1.  Every owner of a Lot which is subject to 
      assessment shall be a member of the Association.  Membership shall be 
      appurtenant to and may not be separated from ownership of any Lot which is 
      subject to assessment.
                    Section 2.  The Association shall have two classes of voting 
      membership:
                    Class A.  Class A members shall be all Owners, with the 
      exception of the Declarant, and shall be entitled to one vote for each Lot 
      owned.  When more than one person holds an interest in any Lot, all such 
      persons shall be members.  The vote for such Lot shall be exercised as 
      they determine, but in no event shall more than one vote be cast with 
      respect to any Lot.  
                    Class B.  The Class B member(s) shall be the Declarant, and 
      shall be entitled to three (3) votes for each Lot owned.  The Class B 
      Membership shall cease and be converted to Class A.  Membership on the 
      happening of one of the following events, whichever occurs earlier:
                            (a) When the total votes outstanding in the Class A 
      Membership equal the total votes 
                            outstanding in the Class B Membership; or
                            (b) on January 1, 1989.

      ARTICLE IV
      COVENANTS FOR MAINTENANCE ASSESSMENTS

                    Section 1.  Creation of the Lien and Personal Obligation of 
      Assessments.  The Declarant, for each Lot owned within the Properties, 
      hereby covenants, and each Owner of any Lot by acceptance of a deed 
      therefor, whether or not it shall be so expressed in such deed, is deemed 
      to covenant and agree to pay to the Association:  (1)  annual assessments 
      or charges, and (2) special assessments for capital improvements, such 
      assessments to be established and collected as hereinafter provided.  The 
      annual and special assessments, together with interest, costs, and 
      reasonable attorney’s fees, shall be a charge on the land and shall be a 
      continuing lien upon the property against which each such assessment is 
      made.  Each such assessment, together with interest, costs, and reasonable 
      attorney’s fees, shall also be the personal obligation of the person who 
      was the Owner of such property at the time when the assessment fell due.  
      The personal obligation for delinquent assessments shall not pass to his 
      successors in title unless expressly assumed by them.
                    Section 2.  Purpose of Assessments.  The assessments levied 
      by the Association shall be used exclusively for the improvements and 
      maintenance of the Common Area, and to promote the recreation, health, 
      safety and welfare of the residents in the properties.
                    Section 3.  Maximum Annual Assessments.  Until January 1 of 
      the year immediately following the conveyance of the first lot to an owner 
      the maximum annual assessment for Class A members shall be Twenty Dollars 
      ($20.00) per lot per year, payable annually, and for Class B Members, 
      fifty percent (50%) of the Class A Member’s assessment per lot, payable 
      annually.
                    (a)  From and after January of the year immediately 
      following the conveyance of the first Lot to an owner, the maximum annual 
      assessment may be increased each year not more than five percent (5%) 
      above the maximum assessment for the previous year (or by any increase in 
      the consumer price index maintained by the Department of Labor using the 
      previous assessment month and year as the base month and year) whichever 
      is greater, without a vote of the membership.
                    (b)  From and after January 1 of the year immediately 
      following the conveyance of the first lot to an owner, the maximum annual 
      assessment may be increased above the amount specified in (a)( above by a 
      vote of two-thirds (2/3) of the votes of each class of members who are 
      voting in person or by proxy at a meeting called for this purpose.
                    (c)  The Board of Directors may fix the annual assessment at 
      an amount not in excess of the maximum.
                    Section 4.  Special Assessments for Capital Improvements.  
      In addition to the annual assessments authorized above, the Association 
      may levy, in any assessment year, a special assessment applicable to that 
      year only for the purpose of defraying, in whole or in part, the cost of 
      any construction, reconstruction, repair or replacement of a capital 
      improvement upon the Common Area, including fixtures and personal property 
      related thereto, provided that any such assessment shall have the assent 
      of two-thirds (2/3) of the votes of each class of members who are voting 
      in person or by proxy at a meeting duly called for this purpose.
                    Section 5.  Notice and Quorum for Any Action Authorized 
      Under Sections 3 and 4.  Written notice of any meeting called for the 
      purpose of taking any action authorized under Section 3 and 4 shall be 
      sent to all members not less than 15 days nor more than 30 days in advance 
      of the meeting.  At the first such meeting called, the presence of members 
      or of proxies entitled to cast sixty percent (60%)of all the votes of each 
      class of membership shall constitute a quorum.  If the required quorum is 
      not present, another meeting may be called subject to the same notice 
      requirement, and the required quorum at the subsequent meeting shall be 
      one-half (1/2) of the required quorum at the preceding meeting.  No such 
      subsequent meeting shall be held more than 60 days following the preceding 
      meeting.
                    Section 6.  Uniform Rate of Assessment.  Special assessments 
      must be fixed at a uniform rate for all Lots and shall be collected on an 
      annual basis.
                    Section 7.  Date of Commencement of Annual Assessments:
      Due Dates:  The annual assessments provided for herein shall commence as 
      to all Lots on the first day of the month following the conveyance of the 
      Common Area.  The first annual assessment shall be adjusted according to 
      the number of months remaining in the calendar year.  The Board of 
      Directors shall fix the amount of the annual assessment against each Lot 
      at least thirty (30) days in advance of each annual assessment period.  
      Written notice of the annual assessment shall be sent to every Owner 
      subject thereto.  The due dates shall be established by the Board of 
      Directors.  The Association shall, upon demand, and for a reasonable 
      charge, furnish a certificate signed by an officer of the Association 
      setting forth whether the assessments on a specified Lot have been paid.  
      A properly executed certificate of the Association as to the status of 
      assessments on a lot is binding upon the Association as of the date of its 
      issuance.
                    Section 8.  Effect of a Nonpayment of Assessments:
      Remedies of the Association.  Any assessment not paid within thirty days 
      (30) days after the due date shall bear interest from the due date of six 
      (6%) per annum.  The Association may bring an action at law against the 
      Owner personally obligated to pay the same, or foreclose the lien against 
      the property.  No owner may waive or otherwise escape liability for the 
      assessments provided for herein by non-use of the Common Areas or 
      abandonment of his Lot.
                    Section 9.  Notice of Lien.  No action shall be brought to 
      foreclose said assessment lien or to proceed under the power of sale 
      herein provided less than thirty (30) days after the date a notice of 
      claim of lien is deposited in the United States mail, certified or 
      registered, postage prepaid, to the owner of said lot, and a copy thereof 
      is recorded by the Association in the Office of the County Recorder in 
      which the properties are located; such notice of claim must recite a good 
      and sufficient legal description of any such lot, the record owner or 
      reputed owner thereof, the amount claimed (which may at Association’s 
      option include interest on the unpaid assessment at the legal rate, plus 
      reasonable attorney’s fees and expenses of collection in connection with 
      the debt secured by said lien), and the name and address of claimant.
                    Section 10.  Curing of Default.  Upon the timely curing of 
      any default for which a notice of claim of lien was filed by the 
      Association, the officers of the Association are hereby authorized to file 
      or record, as the case may be, an appropriate release of such notice, upon 
      payment by the defaulting owner of a fee, to be determined by the 
      Association, but not to exceed Thirty-Five Dollars ($35.00), to cover 
      costs of preparing and filing or recording such release.
                    Section 11.  Cumulative Remedies.  The assessment lien and 
      the rights to foreclosure and sale thereunder shall be in addition to and 
      not in substitution for all other rights and remedies which the 
      Association and its assigns may have hereunder and by law, including a 
      suit to recover a money judgment for unpaid assessments, as above 
provided.
                    Section 12.  Subordination of the Lien to Mortgages.  The 
      lien of the assessments provided for herein shall be and is hereby 
      subordinate to the lien of any first mortgage or deed of trust.  Sale or 
      transfer of any Lot shall not affect the assessment lien.  However, the 
      sale or transfer of any Lot pursuant to Mortgage or Deed of Trust 
      foreclosure or any such proceedings in lieu thereof, shall extinguish the 
      lien of such assessment as to payments which became due prior to such sale 
      or transfer.  No sale or transfer shall relieve such Lot from liability 
      for any assessment thereafter becoming due from the lien thereof.
                    Section 13.  Notice to Mortgagees.  Upon request, the 
      Association shall notify the holder of the first mortgage on any Lot for 
      which any assessment levied pursuant to this Declaration becomes 
      delinquent for a period in excess of sixty (60) days and in any other case 
      where the owner of such Lot is in default with respect to the performance 
      of any other obligation hereunder for a period in excess of sixty (60) 
      days.  Such notification shall be in writing.

      ARTICLE V
      DUTIES AND POWERS OF THE ASSOCIATION

                    Section 1.  In addition to the duties and powers enumerated 
      in its Articles of Incorporation, and By-Laws, or elsewhere provided for 
      herein, and without limiting the generality thereof, the Association 
shall:
                    (a)  Own, maintain, improve, construct, reconstruct 

      (in the event of deterioration or destruction) and manage the common area 
      and all facilities, improvements and landscaping thereon, and all property 
      acquired by the Association, and to pay all the costs thereof;
                    (b)  Pay all real estate and personal property taxes and 
      other charges assessed against the common area;
                    (c)  Have the authority to obtain, for the benefit of the 
      Common Area, all water, gas and electric service and refuse collection;
                    (d)  Grant easements where necessary for utilities and sewer 
      facilities over the Common Area to serve the Common Area;
                    (e)  Maintain such policy or policies of insurance on the 
      Common Area as the Board of Directors of the Association deems necessary 
      or desirable in furthering the purposes of and protecting the interests of 
      the Association and its members;
                    (f)  Have the authority to employ a manager or other persons 
      and to contract with independent contractors or managing agents to perform 
      all or any part of the duties and responsibilities of the Association, 
      provided that nay contract with a person or firm appointed shall not 
      exceed One (1) yea in term unless approved by a majority of the members of 
      the Association with the exception of an insurance contract that may be 
      for a period not to exceed three (3) years.
                    (g)  Enforce applicable provisions of this Declaration and 
      by by-laws of the Association and establish and enforce uniform rules and 
      regulations pertaining to the use of the Common Area;
                    (h)  Have the authority to contract for fire, casualty, 
      liability, and other insurance on behalf of the Association;
                    (i) Have the right to enter upon any privately owned lot 
      where necessary in connection with construction, maintenance or repair of 
      the Common Area;
                    Section 2.  Maintenance of Records.  The Association shall 
      maintain adequate books and records and a first mortgagee shall have the 
      right to examine the books and records of the Association during regular 
      business hours and upon reasonable notice.

      ARTICLE VI
      ARCHITECTURAL CONTROL
                    No building, fence, wall or other structure shall be 
      commenced, erected or maintained upon the Properties, nor shall any 
      exterior addition to or change or alteration therein be made until the 
      plans and specifications (including grading and clearing plans and color 
      scheme) showing the nature, kind, shape, height, materials, and location 
      of the same shall have been submitted to and approved in writing as to 
      harmony of external design and location in relation to surrounding 
      structures and topography by the Board of Directors of the Association, or 
      by an architectural committee composed of three (3) or more 
      representatives appointed by the Board.  In the event of said Board, or 
      its designated committee, fails to approve or disapprove such design and 
      location within thirty (30) days after said plans and specifications have 
      been submitted to it, approval will not be required and this Article will 
      be deemed to have been fully complied with.

      ARTICLE VII
      GENERAL PROVISIONS
                    Section 1.  Enforcement.  The Association, or any Owner, 
      shall have the right to enforce, by any proceeding at law or in equity, 
      all restrictions, conditions, covenants, reservations, liens and charges 
      now or hereafter imposed by the provisions of this Declaration.  Failure 
      by the Association or by any Owner to enforce any covenant or restriction 
      herein contained shall in no 

      event be deemed a waiver of the right to do so thereafter.
                    Section 2.  Severability.  Invalidation of any one of these 
      covenants or restrictions by judgment or court order shall in no way 
      affect any other provisions which shall remain in full force and effect.
                    Section 3.  Amendment.  The covenants and restrictions of 
      this Declaration shall run with and bind the land, for a term of twenty 
      (20) years from the date the Declaration is recorded, after which time 
      they shall be automatically extended for successive periods of ten (10) 
      years.  This Declaration may be amended during the first twenty (20) year 
      period by an instrument signed by not less than ninety (90%) percent of 
      the lot owners and thereafter by an instrument signed by not less than 
      seventy-five (75%) percent of the lot owners.  Any amendment must be 
      recorded.
                    Section 4.  Annexation.  Additional land within the area 
      described in Liber 565, folio 257 of the Land Records of Charles County 
      and other properties abutting or adjoining the property described in 
      Exhibit A may be annexed by the Declarant without the consent of the 
      members within ten (10) years of the date of this instrument provided that 
      the Federal Housing Administration and Veterans Administration determine 
      that the annexation is in accord with the general plan heretofore approved 
      by them.
                    Section 5.  FHA/VA Approval.  As long as there is a Class B 
      membership, the following actions will require the prior approval of the 
      federal Housing Administration or the Veterans Administration:  Annexation 
      of additional properties, dedication of common area, the amendment of this 
      Declaration of Covenants, Conditions and Restrictions. 

      EFHOA HANDBOOK FOR INTERNET PRINTOUT

                            WITNESS the hand and seal of the Declarant this 
                           of                   , 1979.

      WITNESS:                            BERRY ROAD JOINT VENTURE

      (SEAL)
                                          By:    Emerson Tarburton, President
                                                 Gen. Partner, Charles County
                                                 Investment Corporation, Inc.

      STATE OF MARYLAND
      COUNTY OF CHARLES

                    I HEREBY CERTIFY that on this               day of           

      1979, before me, the subscriber, a Notary Public in and for the State and 
      County aforesaid, personally appeared Emerson Tarburton for Berry Road 
      Joint Venture and acknowledged to me that he executed the foregoing 
      instrument for the purposes therein contained.

                    WITNESS my hand and notarial seal.

                                                 Notary Public
                                                 My commission expires:  7/1/82

      EUTAW FOREST HOMEOWNER’S ASSOCIATION
      Procedure for Submission of Documentation for
      Approval of Improvements to Exterior of Properties

             Construction or erection of a permanent structure may not begin 
      until the homeowner receives the written tentative approval of the Board.  
      Plans and specifications for construction of any permanent structures, 
      such as but not limited to, those listed below, must be submitted for 
      review to the Architectural Review Committee prior to the onset of 
      erection or construction:

      Examples of Permanent Structures:
             Any type of fencing, decorative or utilitarian;
             Any type of storage shed;
             Any permanent addition to a home such as the addition of a room, 
      garage, or deck.
             Any type of swimming pool, above or below grade (unless the above 
      grade pool will be unassembled at the end of a season);
             Any type of permanent decorative walls, whether brick, stone or 
      wood;
             Any additions to a driveway; or
             Any concrete or brick porches or patios.

      Examples of Non-Permanent Structures:
             Swimming pools that will be unassembled at the end of a season;
             Resurfacing of existing driveways.

      If a homeowner has any question as to whether an improvement is 
      “permanent” or “non-permanent” he should contact the ARC.

      SUBMISSION OF PLANS AND SPECIFICATIONS TO ARC
             Every application for approval must include:  (1) a copy of the 
      survey with site location of improvement sketched in contrasting color; 
      (2) statement of complete specifications of new structure, including size, 
      dimensions, materials to be used, colors, etc.; and (3) date of intended 
      erection or construction.
             Mail the application to Eutaw forest Homeowners Association, P. O. 
      Box 1683, Waldorf, MD 20601, or deliver the application to the Chairman of 
      the ARC or any Board member.
             Approval of the new construction will be tentatively made upon 
      inspection and review of the above submission.  The homeowner will be 
      notified of tentative approval, or reason for disapproval, in writing.

      After completion of construction, the homeowner is to notify the Board, 
      and a final inspection will be made to insure that the approved plan has 
      been complied with.
      EUTAW FOREST HOMEOWNER’S ASSOCIATION
      Procedure for Enforcement of Covenants

             Upon receipt of a written complaint, the following procedures will 
      be followed:

             1.     Lot ownership of both parties will be confirmed.
             2.     The Board will refer the matter to the Architectural Review 
      Committee for visual inspection of the alleged complaint and determination 
      as to whether there appears to be a violation of the covenants.  The ARC 
      will report its findings to the Board.
             3.     Upon review by the Board of the ARC report and 
      recommendations, the Board will make a final determination as to whether 
      or not a covenant violation has occurred.
             4.     If the Board determines that a violation has occurred, a 
      letter notifying the offending party will be sent by the board outlining 
      the nature of the violation and requesting compliance with the covenants 
      within ten days.
             5.     If the violation is corrected, no further action will be 
      taken.
             6.     If the violation is not corrected, further action will be 
      taken as determined appropriate by the Board on a case-by-case basis.

      EUTAW FOREST HOMEOWNER’S ASSOCIATION
      “Grandfather” RESOLUTION
          WHEREAS, many homeowners currently owning property in Eutaw Forest 
      Subdivision were not aware of the existence of covenants at the time of 
      their purchase, nor at the time permanent improvement might have been 
      made; and 
             WHEREAS, an active homeowners’ association and architectural review 
      committee were not available to advise and approve changes or improvements 
      during the early years of the existence of the Eutaw Forest Subdivision; 
      and
             WHEREAS, the current board of Directors, after consultation with 
      counsel, deems it necessary to commence enforcement of the covenants 
      affecting the subdivision; and
             WHEREAS, the Board has determined it would be inappropriate to 
      require changes of existing permanent structures that might be in 
      violation of the covenants, especially since many were made when no 
      approval or enforcement procedures existed.

             WHEREFORE, be it RESOLVED by the Board of Directors of Eutaw Forest 
      Homeowners Association that
             1.     All permanent structures and improvements to properties in 
      Eutaw Forest Subdivision in existence this date are hereby approved, 
      notwithstand-ing whether they may be technically in violation of the 
      covenants.
             2.     At such time as any structure hereby approved that is, in 
      actuality, not permitted by the covenants, is to be replaced or changed, 
      compliance with the covenants will be required.
      3.                From this date, all exterior permanent improvements to 
      properties in Eutaw Forest Subdivision must be submitted in accordance 
      with guidelines and procedures adopted by the Board.